Friedemann Goldberg LLP’s Insurance Law practice group focuses on representing the interests of policyholders. We are involved in all aspects of counseling, securing coverage and, when necessary, suing insurance companies for coverage and insurance bad faith. We routinely secure coverage for insureds in the context of first-party and third-party claims and have particular expertise with professional liability errors and omissions policies, financial institution bonds, directors and officers liability policies, and commercial general liability policies.
Friedemann Goldberg’s insurance practice is adept at all matters relating to policies and coverage, and has experience at every level of insurance dispute resolution. Our attorneys are seasoned in issues arising from directors and officers liability, professional liability, financial institution bonds, commercial general liability, fire insurance consultation, insurance coverage dispute resolution and bad faith litigation.
We assist clients from the first step of notifying the insurance company about a claim or potential claim. Early involvement is critical to framing the issues surrounding coverage, and we assist our clients in conducting investigations, preparing of proofs of loss and, when necessary, obtaining a favorable allocation to covered matters. In instances where the insurance company assumes its duty to defend a third-party claim and appoints defense counsel on behalf of the insured, we act as coverage counsel for our client and monitor defense counsel to ensure our clients’ interests are being served.
In our effort to achieve a favorable outcome for our clients, we engage in an early dialogue with the insurance companies with the goal of reaching a prompt resolution of the claim. Yet our attorneys are experienced in every level of dispute resolution, from negotiation through mediation, arbitration and trial, and are prepared to do whatever it takes to get the best results for our clients. Our litigators routinely appear in state and federal courts throughout California.
We are intimately familiar with our clients’ businesses. We can therefore not only identify areas of risk, but we can evaluate whether our clients’ internal policies and procedures comport with requirements for coverage and assist them in implementing any necessary changes.
Insurance reduces risk. If you suffer a loss because something happens to you or your business, “first person” insurance comes into play. Examples include homeowner’s insurance, health insurance, disability insurance, and an employee fidelity bond. If something happens to someone else and you face potential liability, “third person” insurance comes into play. This blog post and several more to follow focus on third person insurance.